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Home Ownership Program

The HFA currently offers three first mortgage options with rates as low as 5.00% (actual APR to be disclosed by the lender). Down payment and closing cost assistance is available in the form of a 0% second mortgage. Mortgage Credit Certificates are also available with most loans. Click for more information.

Rental Programs

The HFA currently has bond capacity available to provide financing for the development of rental properties, which meet certain income and rent restrictions. For more information, see the links to the Application and Multi-Family handbook on the Rental Program page.

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